Kennisconsult

 - automobile third party insurance
 - automobile third party insurance

Dit is de autoverzekering van de 'tegenpartij'. Je hebt die verzekering niet afgesloten, maar je kunt er mee te maken krijgen, bijvoorbeeld ingeval van een ongeluk.
Bron: Kennisconsult


Generally, there are two types of insurance related to automobile accidents: first party and third party.  The terms "first party" and "third party" refer to your relationship with an insurance company.  An insurance company is considered a first-party insurer if it is your insurance company, the one that you have a contractual relationship with and pay premiums to.  Typical first-party insurance types are personal injury protection (PIP), uninsured motorist coverage (UM), underinsured motorist coverage (UIM), or health insurance coverage.  In some instances, labor and industries (L&I) can also be considered a first-party insurer.  Additionally, if you are a passenger in someone else's vehicle, his or her PIP coverage can be first party, even though you don't pay premiums to them.  Similarly, if you are a pedestrian hit by a vehicle, that vehicle's PIP coverage will apply to you.  First-party companies owe a high legal duty to the people they insure. 
An insurance company is considered a third-party insurer if it does not have a relationship with you directly, but the people it insures may be liable to you for damages of some kind.  A third-party insurer is usually the insurance company of the other person or people involved in the accident.
source: http://www.avvo.com/legal-guides/ugc/first-party-third-party-auto-insurance-washington-state

• Ondersteunende systemen (support systems) >> Juridische zaken (legal affairs) >> Juridische Zaken, Algemeen (legal affaires, general)
• Zorgsystemen (care systems) >> Risico (risk) >> Verzekering (insurance)